Both Android And iOS Users Can Now Send And Recieve Money Via WhatsApp


WhatsApp money transfer method based on India’s Unified Payments Interface (UPI), is now accessible by both iPhone and Android operating system users in the country. The UPI feature will enable users  in India to receive and send money via the WhatsApp platform.

The long-awaited payment feature was rolled out for both Android and iOS users . But, chances are the method will not support the merchant payment services.

In a beta stage currently, the WhatsApp interface displays a list of supported banks including ICICI Bank and State Bank of India. However, the company has not yet published the FAQ page, but the terms and services of the payments are already available.

The payment method appears in WhatsApp’s general settings. The user will have to accept terms and conditions of the service then confirm their phone numbers again and verify UPI via SMS.

How To Use The WhatsApp Money Transfer Service

You first have to activate the payment method, that is by going to payments in WhatsApp and click on settings. You will then add your bank account and accept terms and conditions. And finally, you will receive an SMS asking you to verify your number. You have to confirm your mobile number again because UPI works only with the number linked to your bank account.

After number verification, a list of supported banks will appear. You will pick a bank from which your account is and the bank details together with the last four digits of your account will display. Thereafter, you will need to create a Virtual Payee Address (VPA) by entering your debit card last six numbers alongside the card’s expiry date.

Now, after you have activated the payment method on your phone, you can choose any contact person from your chat list and click the + sign to send money. In case the contact person does not have the WhatsApp payment service, the app will alert you of the same.

WhatsApp enjoys over 200 million users across India. And now, the payment service is available in ten Indian languages.